The most affordable protection plan for you and your family
When the most important priority of your life is your family, you will tend to think about protecting yourself as well as your family in all aspects, including financial angle in any event of life uncertainties.
Benefits and features
With affordable premium, the service is designed to help you achieve your target while still enjoying life with your loved ones.
Low cost protection - pure term life insurance coverage with various protection periods of 5, 10 or 15 years.
Should the insured suffer total and permanent disability due to accident before the plan matures, the beneficiary will receive sum insured as a total and permanent disability benefit.
Should the insured's death occur before the plan matures, the beneficiary will receive sum insured as a death benefit.
Additional benefits
Accidental Dismemberment Insurance: If the insured suffers from partial & permanent disability due to accident, BaoViet Life will pay out an amount as the percentage of the sum insured for the reimbursement of your medical expenses (shown in the "Table of rate of payment").
Surgical Expenses Insurance: If the policyholder and/or the insured needs to have an operation for the care and treatment of sickness /disease & injury, BaoViet Life will pay out an amount as the percentage of the sum insured (shown in the "Table of rate of payment") as a financial support to bring customer the peace of mind in treatment. With this rider, BaoViet Life expands the insurance coverage up to 535 surgeons.
Hospitalization cost insurance: If the policyholder and/or the insured needs to be hospitalized for the care and treatment of sickness /disease & injury, BaoViet Life will pay out the hospitalization benefit as chosen by the policyholder with the maximum of up to 365 covered days per year. The list of hospitals to be covered by BaoViet Life includes up to 192 major hospitals across the country.
Waiver of Premium Insurance: Upon death or total and permanent disability happened to the policyholder of the main policy, BaoViet Life will waive all future premiums of the main policy and this attached rider.
Premium payment options
Flexible premium payment period: annually or one-time single premium payment.
Flexible premium payment method: by cash, bank transfer or standing instruction.
The premium is fixed through out the policy term.
How Term Life works
Assuming a female, 30 years of age, takes up a 10-year term of Term Life Insurance.
She can choose to pay the premium from the flexible premium payment periods as follows (in VND)
| Sum Insured | Yearly premium | One-time premium |
| 300,000,000 | 930,000 | 8,280,000 |
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