Wednesday, October 12, 2011

Home Insurance

Your home is more than just a roof over your head – it’s a place you have spent considerable time, effort and money building up. And when it comes to the things that make your house a home, you can have peace of mind with Home Insurance.
Benefits and features
Home Insurance provides an annual risk protection plan against material damage to your home. Your beloved home is secured right after your application form is accepted and a certificate is granted afterwards.
Coverage:
Your home is covered from the material damage caused by named perils including
Fire
Explosion of household gas tank, boiler
Lightning
Aircraft and other aerial devices and/or articles dropped there from
Clash caused by vehicles or animals
Storm, flood, land subsidence
Acts caused by riot, strike, locked-out workers
Malicious act
Earthquake, volcanic eruption and consequences (flood, overflowing sea water…)
Leakage from water tank or water pipe
Home Insurance also covers for loss and damage caused by theft or attempt threat with an coverage up to VND100,000,000.
Premium
Premium rates on Sum Insured upon years of usage (net)
Private HouseNewly constructed to 2 years2-5 yearsOlder than 5 years
1-year insurance0.08%0.09%0.1%
3-year insurance0.17%0.20%0.22%

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